Learn how 401(k) loan interest rates work, how much you’ll pay and the real costs of borrowing. See rules, risks, and smart ...

A 401(k) loan could help you avoid the taxes and penalties that come with early 401(k) withdrawals. Employers have discretion about whether to allow 401(k) loans. A 401(k) loan may set your retirement ...

Or, put another way, if the limit had kept up with inflation it would now be $165,000. The importance of those 401(k) loans ...

People who earn a typical wage can expect Social Security to replace about 40% of their pre-retirement paychecks. If the idea ...

Your car could break down. You might need a new furnace. You have to pay for one last term of college for your child. Whatever the reason, you may someday need a large sum of money in a hurry. And as ...

When most people contribute to their 401(k) plans, they think about saving up for retirement. However, a few people also use this retirement account as a credit line to cover various expenses. You can ...

New report features latest trends in 401(k) plan design and participant behavior, based on the firm's recordkeeping client data for 2024 Meanwhile, data from a financial wellness questionnaire, hosted ...

A new report reveals that over one-third of U.S. workers have borrowed from their retirement savings, prompting warnings from ...

Discover options like SEPP and hardship withdrawals for accessing 401(k) funds when unemployed, and learn how to avoid penalties and manage taxes.

Vanguard recently released its "How America Saves 2025" report. The data reveals that 401(k) hardship withdrawals have been on the rise since 2020. It's best to avoid withdrawing money early from your ...

While immediate cash flow concerns and the need to pay off high-interest debts are critical, pausing 401(k) contributions to do so may not always be the best option.

DEERFIELD, Ill.--(BUSINESS WIRE)--Walgreens, the leading independent retail pharmacy and healthcare provider, is announcing today the launch of the Walgreens Student Loan 401(k) Match Program. This ...