Since withdrawals from their Roth IRAs are off the table for now, the couple must choose how much to take from the remaining accounts. They decide to withdraw 60% from their 401 (k)s ($24,000) and 40% ...

Learn the 401(k) early withdrawal penalty rules, exceptions and smart ways to avoid taxes and fees so you can protect your ...

Remember that as you get closer to retiring, your retirement portfolio should be less risky. Consider safer investment ...

You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.

Withdrawing from your 401(k) or IRA may indirectly affect your Social Security benefits. Learn how to manage your retirement ...

Learn why more Americans are tapping into their 401(k) savings and the potential consequences. Find out expert advice on ...

That said, the 4% rule assumes that your portfolio has a fairly even mix of stocks and bonds. If you're a very conservative ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...

We've received several e-mails from readers who say they're facing difficult times financially and want to know the status of Obama's pledge to ease penalties for early withdrawals from 401(k) ...

A new report reveals that over one-third of U.S. workers have borrowed from their retirement savings, prompting warnings from financial experts about the potential long-term consequences.