A $5,000 credit card balance doesn't sound catastrophic, but with the interest rates credit cards charge, it's extremely expensive. The average credit card APR is now hovering around 21% to 22%, ...
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Americans owe $1.23T in credit card debt at 22.83% APR while the Fed rate sits at 3.72%. Issuers maintain a constant 15-18 point markup over prime. Fed cuts don’t reduce consumer borrowing costs. A $5 ...
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