The idea of living according to a budget can make plenty of eyes roll. The word itself has a way of conjuring feelings of deprivation and gloom. That's not, however, the way it has to be—or even the ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. When it comes to budgeting, there’s a broad spectrum of how people like to ...

In hindsight, it makes sense that at the height of the COVID-19 pandemic Americans hoarded more money than ever. In fact, the U.S. Bureau of Economic Analysis (BEA) reported that... In hindsight, it ...

Trying to get your spending under control? Just like with dieting, it can help to add some structure by following a plan, especially if your budget is likely to be bigger because of inflation, as The ...

If you’re resolving to get in good financial shape, all of your money goals should start with the same thing — a budget. “A family budget is important because it helps to create a plan for how you’re ...

So, you've finally decided to create a budget. But where do you start? The key is to find a budgeting method that actually works for you. Some people love to break out spreadsheets and figure out ...

Controlling costs is vital for a small business to generate gross profit, cover its overhead and make net profit. Given the competition from larger organizations and the often limited revenue ...

Marketing starts with research, planning and strategic planning, all leading to the eventual communication of the company's sales efforts. As small businesses grow, they often move from a single ...