Key Takeaways - What Is a CD Ladder and How Does It Work? When building savings, some Americans use a ladder – a CD ladder, that is. A certificate of deposit allows you to deposit money into an ...

A CD ladder is a plan in which you split your ... If you're not familiar with a certificate of deposit, it's a type of ...

CDs can be a smart tool if you're looking to earn interest over time — especially if you take these approaches.

Dig deeper: How do certificates of deposit work? 7 types for boosting your savings Why CD ladders are still worth it in today's changing rate environment The Federal Reserve implemented three rate ...

Certificates of deposit currently offer a high rate of return for retirees. High CD rates offer retirees a chance to lock in reliable income with a CD ladder strategy. Building a CD ladder ...

Learn all about various types of certificates of deposit, how they work and how they potentially fit into your savings and investment planning. Browse Investopedia’s expert-written library to ...

A CD barbell is a strategy that uses a short-term (less than one year) and long-term (one year or longer) CD in tandem, like ...

Certificates of deposit are among the smartest ways to prepare ... your money across multiple banks or credit unions. Build a CD ladder into your strategy. CD laddering is where you divide your ...