Personal finance can compass a wide range of topics, but it boils down to how you want to save and invest your money. Investing in a certificate of deposit might be right if you're not the risky ...

Certificates of deposit currently offer a high rate of return for retirees. High CD rates offer retirees a chance to lock in reliable income with a CD ladder strategy. Building a CD ladder ...

Dig deeper: How do certificates of deposit work? 7 types for boosting your savings Why CD ladders are still worth it in today's changing rate environment The Federal Reserve made three rate cuts ...

When you build a CD ladder, you’re essentially opening multiple CDs at different interest rates and with varying dates of maturity. This approach to using certificates of deposit for savings ...

Learn all about various types of certificates of deposit, how they work and how they potentially fit into your savings and investment planning. Browse Investopedia’s expert-written library to ...

Is a certificate of deposit a good investment right now? That depends on your timeline and goals. Learn more about whether ...

A certificate of deposit offers a guaranteed interest rate ... money into a long-term CD and with the remaining funds build a "ladder" of shorter-term CDs that mature more quickly.