Federal and state laws protect consumers from unfair practices by credit repair companies. State laws often enhance federal protections by requiring credit repair companies to be licensed and ...

The Credit Repair Organizations Act regulates companies that perform credit repair services. The law protects consumers by banning unfair or deceptive advertising and business practices. Credit repair ...

In the recent American Banker article, "Surge in credit report lawsuits has banks, credit agencies scrambling," several industry representatives claim that the spike in complaints and lawsuits against ...