Debt-service coverage ratio (DSCR) looks at a company's cash flow versus its debts. The ratio is used when gauging a business's ability to pay off current loans and take on future financing. If your ...

On paper, it’s about as un-sexy a subject as you can imagine. Nevertheless, your business’s debt coverage ratios are a critical component of any underwriting process. Even if your credit history is ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

A leverage ratio measures the level of debt being used by a business. There are several different types of leverage ratios, including equity multiplier, debt-to-equity (D/E) ratio, and degree of ...

The times interest earned ratio, or interest coverage ratio, measures a company's ability to pay its liabilities based on how much money it's bringing in. The ratio indicates whether a company will be ...