What is debt-to-income ratio and how does it affect you? You don't need a finance degree to have money smarts. Understanding a few simple terms can help you lead your best financial life. One of those ...

Your debt-to-income ratio is an important financial number to know. Not only can it affect what loans and other financial products you qualify for, but it can influence your interest rate — or what ...

A debt consolidation loan can help simplify your finances and potentially lower your monthly bills if you’re struggling to manage debt. But what if your debt-to-income (DTI) ratio is already high? Is ...

A house for sale sits earlier this summer in Vancouver. Mortgages account for the bulk of household debt nationally, according to federal data. (Taylor Balkom/The Columbian files) Do you still have a ...

Mortgage balances rose to $12.8 trillion, according to the Household Debt and Credit Report from the New York Fed, based on Equifax credit report data. Balances of Home Equity Lines of Credit rose by ...

Margin debt can be a strategic tool for wealth building, similar to traditional debt, if used responsibly and with proper safety buffers. Suggested rules include having a solid financial foundation, ...