Credit is a financial tool that allows people to borrow money or access goods and services before paying. In today’s world, credit is used for just about everything. From large-scale purchases such as ...

Reps. Young Kim and Janelle Bynum introduced the Credit Access and Inclusion Act to expand what counts as credit history.

Credit scores are falling at the fastest pace since the Great Recession ... At the order of the White House, the Education ...

The credit scoring company FICO recently announced it will add something new to some of its credit scores: data from buy now, pay later loans. Those are the loans that allow shoppers, usually online, ...

Millions of Americans with federal student loans are facing renewed pressure as changes to loan servicing policies could soon begin impacting credit reports. After a nearly three-year freeze on ...

The best way to build a strong score is to start early. Your twenties are the ideal time to develop sound money habits that will set the foundation for your financial future.

FICO is introducing two credit scores that incorporate buy-now, pay-later data, underscoring how significant a part of the consumer credit landscape the popular and controversial installment plans ...

ATLANTA — In the current modern economy, a credit score carries a big weight. A recent study by WalletHub looked at nearly 200 cities in the United States and ranked them by their residents’ median ...

Gen Z has seen its credit score drop more than any other generation over the past year, largely because of student loan debt ...

Those are the loans that allow shoppers, usually online, to break up a purchase into installments — a way to pay that’s become very popular. Let’s take a look at what this could mean for your credit ...