Many financial advisors assert that anyone with any fiscal responsibility for loved ones must get life insurance. This is because, should you die, life insurance will be a safety net for those left ...

Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Many life insurance policies are distinguished by cash value ...

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Term life insurance provides a death benefit and no cash value savings feature. It is the least expensive way to get life ...

Permanent life insurance is a type of life insurance policy that provides coverage for the entire lifetime of the insured as long as the premiums are paid. Unlike term life insurance, which offers ...

When you think of your life insurance plan, what is the first thing you think of? For many, it’s being thankful there is a plan in place to help your family financially after you pass away. While this ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

Two common types of life insurance, term life insurance and whole life insurance, can be useful coverage for many people. However, term and whole life insurance function very differently. Term life ...

People with cancer can get life insurance but often have fewer options. Individuals may need to choose no medical exam insurance, which does not require a certain level of health but may be more ...