Determining your fixed and variable expenses is paramount to effectively building a budget. But while accounting for necessary costs is a simple and straightforward task, including discretionary ...

Paul L. Underwood is a writer and editor specializing in finance whose work has appeared in The New York Times, Esquire, Texas Monthly and more. Paul lives in Austin, Texas, with his wife, two ...

A major part of budgeting is projecting fixed expenses versus variable expenses. The fixed ones are often much simpler to plan for because they will change less frequently and often the merchant ...

Business managers analyze variable and fixed expenses to know costs of business operations and expand on methods of increasing profits. Knowing both variable and fixed expenses helps management to ...

Fixed rate and variable rate-also referred to as an adjustable rate-are the two means by which interest can be figured on a monetary loan. If you are seeking a loan, you may be given the option to ...

I hear a lot of questions and concerns about annuities when meeting with my clients. Many of them are worried if an annuity can help them meet their retirement goals and needs, while others ask about ...

In today's economy, any incoming college student must prepare to dedicate a large chunk of money toward education costs. While scholarships can go a long way and federal student loans typically have ...

Investing experts say smartly pairing the two types of annuities with other investments in a retirement portfolio can deliver significantly more income compared with a traditional withdrawal strategy.

The Bank of Canada's decision to lower interest rates for the first time since March will have a direct effect on variable mortgages, and could shift the equation on whether to go with a fixed or ...

The lowest available three-year fixed rate is currently 3.69 per cent, compared to 3.7 per cent for the lowest available ...

Borrowers increasingly looking to variable rates as they edge below their fixed counterparts, with prospect of more cuts to ...

Determining your fixed and variable expenses is paramount to effectively building a budget. But while accounting for necessary costs is a simple and straightforward task, including discretionary ...