Rolling your 401 (k) into an annuity might sound like a safe, conservative move, but it can be risky if you don’t think it ...

Like any other financial vehicle, annuities have their pros and cons. But they vary greatly. Different types work differently and accomplish different goals. Some are quite complex; some are ...

So what is an annuity? Annuities are insurance company products that pay out at a fixed rate or amount of money in a series of payments instead of a lump sum payment. Their main function is to remove ...

Annuities can offer financial stability that can be quite freeing for retirees. Don't let a few myths spoil what might be a ...

Learn how different annuities work, what fits your goals, and why expert advice can help you build a reliable income stream for retirement.

As you plan for retirement, building a secure nest egg becomes a top priority. Individual retirement annuities and individual retirement accounts (IRAs) are two similar-sounding options, but they ...

An annuity can be a great way to supplement your retirement income. However, is there an ideal age to consider one, and which ...

I hate annuities — and you should, too. That infamous line, popularized by financial entertainers and clickbait headlines, has shaped a generation’s perception of annuities. But let’s be honest — most ...

For many retirees, the biggest financial fear isn’t a market crash — it’s running out of money. One way to lock in predictable income for life — and avoid the nightmare of running out of money in ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

A recent paper from the National Bureau of Economic Research explored a guaranteed payout path involving defaulting 20% of a retiree’s assets greater than a certain threshold into an immediate annuity ...