If you have the maximum £50,000 in Premium Bonds, if you moved this to an account paying 4 percent, you would earn a guaranteed £2,000 over the course of a year, if the interest rate stays the same.
National Savings and Investments savers are being warned to "ditch" Premium Bonds. One personal finance expert says they have "ditched" Premium Bonds which are the "UK’s most popular savings account".