Standard retirement account beneficiary forms may not be flexible enough to ensure your money passes to family members ...

Choosing a beneficiary for your 401(k), insurance policy or similar assets is crucial for estate planning. Here is how to do ...

A life insurance beneficiary can be a person, entity or organization you choose to receive the death benefit from your life insurance policy after you pass away. Once your beneficiary receives the ...

Want to make things easier for your loved ones? Find out how naming a bank account beneficiary can simplify the access to your funds after you’re gone.

Checking your beneficiary designations each year on your investment accounts is always a wise move. Our team does this before each planning meeting with our clients, and I can’t tell you how many ...

If the original owner of the bank account dies without a beneficiary, their money becomes part of their estate and goes through the probate process.

Generally, we do not spend much time contemplating our mortality but planning for how our financial affairs will get settled and our remaining assets get handled when we are gone is a key part of any ...

If your life insurance beneficiary dies before you, the payout may go to a contingent beneficiary or your estate, depending on how you set up the policy. You can choose how death benefits are ...

Beneficiaries receive assets without probate when named in trusts or insurance. Immediate designation of beneficiaries ensures asset transfer according to wishes. Types of beneficiaries vary, ...

Most Americans don’t have a basic estate plan in place. In 2025, just 24% of U.S. adults reported having a will. This is one ...

Roth accounts: Owners of Roth accounts are not subject to RMDs. That has always been the case for Roth IRAs. For designated Roth accounts, or DRAs, which are Roth 401(k), Roth 403(b), and Roth 457(b) ...