Amortization and depreciation are non-cash expenses on a company's income statement. Depreciation represents the cost of capital assets on the balance sheet being used over time, and amortization is ...

A bond is a type of debt issued by a company or a government agency to raise money. The person who buys a bond pays the fair market value for the bond in exchange for a guaranteed amount when the bond ...

Mortgage amortization describes the process of how the principal and interest on a home loan are repaid over time. When you first borrow a mortgage, more of your monthly payment goes toward interest ...

Microsoft Excel allows you to either create a spreadsheet from scratch with your own formulas or use a premade template provided by Microsoft. Microsoft has provided a template for loan amortization ...

Intangible assets are non-physical assets on a company's balance sheet. These could include patents, intellectual property, trademarks, and goodwill. Intangible assets could even be as simple as a ...

Most people aren't able to buy a home in cash. Instead, they borrow money from a bank in the form of a mortgage loan. Of course, no bank lets you borrow money for free. You'll be charged interest, ...

Two measures used for understanding a company's financial health are EBITDA (earnings before interest, taxes, depreciation, and amortization) and operating income. While both help gauge how well a ...