With reward rates ranging from 1% to 10%, there is a vast array of cash-back cards on the market — and these are the best for a variety of consumers.

I've earned $15K+ in rewards by opening two to three cards a year, matching spend to perks, and playing two-player mode with ...

No-annual-fee credit cards make it easy to come out ahead, regardless of your spending. You can also keep them open at no cost, which helps your credit.