Pensions Expert

From payslip to pension: Getting the full picture on low earners

In this instalment of the 'Dear Pensions Commission' series, John Upton of the Pensions Policy Institute explains the ...

Forget the 4% rule — it's now the 4.7% rule, creator Bill Bengen says. But here's what you need to consider before you start splashing out completely

It seems the 4% rule is now the 4.7% rule. Three decades after financial planner William Bengen came up with a simple yet ...

Social Security and IRS Both Have This Payment Change Starting Next Week—Here's What You Need to Know To Get Paid

Starting Sept. 30, both the Social Security Administration and the IRS are phasing out paper checks as part of a massive ...

This 401(k) Change Could Impact How You Make Catch-Up Contributions

High earners aged 50 and over will face new rules requiring 401(k) catch-up contributions in 2026. These contributions must be made on a Roth basis rather than pre-tax.