A charge-off is a serious credit report entry that damages credit scores, stays for seven years, impacts loans and credit ...

When borrowers fail to make timely payments on loans or credit cards, banks can take one of the most serious actions against ...

Rates for certain financial products may change fairly quickly in response to a Fed rate cut, but credit card APRs aren’t guaranteed to follow suit, or may take a little longer to drop.

These fees can add up quickly, and they may be a lot heftier than you imagine. But there are ways to avoid them.

If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...

Credit card companies use information from your credit report to “prescreen” or “preapprove” people for other cards.

Debt forgiveness through settlement can potentially cut a $20,000 credit card balance by $6,000 to $10,000 or more, making it ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

If the business owner faces a high tax rate for the capital gains, it may be worth holding the shares if the two to three ...