It can make sense to refinance your home equity loan as interest rates decline, but only in certain circumstances.

Mortgage refinancing rates are still elevated. Here's how homeowners can affordably borrow equity in the interim.

Homeowners eager for mortgage rates to dip so they can refinance their places may have to wait quite a bit longer. A study from Neighbors Bank says folks whose current loans are in the 6.5%-7% range ...

One rule of thumb to consider when refinancing is whether you can reduce your current mortgage rate by at least one ...

Learn about what refinancing is, when to consider it, how it affects your credit score, and its associated fees. Read this article to learn more.

Mortgages, which are paid back over a 15, 20, or 30-year period, need a much longer benchmark. So, mortgage rates are tied to ...

The rate on a 30-year fixed refinance rose to 6.54% today, according to the Mortgage Research Center. Rates averaged 5.42% for a 15-year financed mortgage and 6.31% for a 20-year financed mortgage.

New weekly data from Freddie Mac shows mortgage rates in a tumble, landing 30-year fixed rates at 6.50%. “As rates continue to drop, the number of homeowners who have the opportunity to refinance is ...

Even if you withhold taxes on your retirement benefits, you might be surprised by an IRS estimated tax penalty at year-end. That’s because income sources like capital gains, dividends, and interest ...

A significant tax change for older adult taxpayers this year comes in the form of a new benefit known as the “senior bonus deduction.” Tucked into President Donald Trump’s 2025 tax bill, this ...

Mortgage rates could go up if the Fed doesn't cut short-term rates on the 17th. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...