The text may have urgent language or appear from a legitimate source. That's by design, and it could be to your detriment.

The latest FBI warning includes toll scams, but adds bogus messages from package delivery companies, Forbes reports. The tactic is known as “smishing” — a combination of “SMS (Short Message Service ice) and “phishing” — and it uses text messages to trick people into giving out sensitive personal information.

State officials are warning Americans not to respond to a surge of scam road toll collection texts. The texts impersonating state road toll collection agencies attempt to get phone users to reveal financial information,