Bill Pulte, who took over in March as head of the Federal Housing Finance Agency, has derided FICO as a “monopoly who has ...

Conestoga Capital Advisors, an asset management company, released its second-quarter 2025 investor letter. A copy of the ...

Fair Isaac's core business shows no immediate signs of volume loss or pricing pressure. Read why I recommend a waiting ...

A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO ...

FICO will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models, and consumer credit scores can suffer as a ...

FICO has partnered with several HBCUs through its Educational Analytics Challenge to train Black students in analyzing AI data sets and addressing bias in credit and fraud detection systems. The ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at 20% to 30%. It's not only convenient, but some people also like that these ...

One credit union calls up customers who use BNPL and warns against it. A community bank scrutinizes loan applications more ...

Slovakia will stop blocking the approval of the 18th package of European Union sanctions against Russia on Friday, Prime ...

FICO also notices how frequently you use your accounts. Credit mix (10%): This is about the type of credit you have, such as installment loans, credit cards and mortgage.

According to Ulzheimer, FICO was the only option before VantageScore hit the scene in 2006. FICO was also the first tri-bureau credit score, meaning it was adopted by Equifax, TransUnion and Experian.

More than 80% of credit card and personal loan applications are now processed straight-through, reducing onboarding time to 5-15 minutes ...